Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Address Thank you! Oops! Related Contents 18 Years Worth of Days The average retirement lasts for 18 years. Are you prepared to fill that many days? When Should You Take Social Security Monthly Social Security payments differ substantially depending on when you start receiving benefits. Investment Strategies for Retirement Investment tools and strategies that can enable you to pursue your retirement goals.