Skip to content
twitterfacebooklinkedinyoutubeenvelope
  • T: 973.826.8800
  • F: 973.256.8688
Feel free to reach out.
  • Home
  • Our Team
    • Our Team
    • Gregory Makowski
    • Harris Nydick
    • Edward Swikart III
    • John Bartlett
    • Alexandra Makowski
    • Philip Nydick
    • Anthony Ghetian
    • Bob Jaffe
    • Alexander Paszkiewicz
    • Christina Leavy
    • Susan Sharma
    • Working With a CFP
    • AIF and AIFA
    • Awards and Recognition
    • In the News
    • Join Our Firm
  • Our Clients
    • Our Clients
    • Wealth Management
    • 401(k) & 403(b) Process
      • 401(k) & 403(b) Process
      • Service Comparison
    • Services
      • Services
      • Banking & Lending Solutions
      • Estate Charitable Giving & Trust
      • Retirement Planning
      • Longevity Planning
      • Risk Management
      • Education Planning
      • Goal Planning & Monitoring
      • Sustainable Investing
      • Business Planning
      • Corporate Retirement Plan Consulting
      • Fixed Income Services
      • Institutional Consulting
  • Resources
    • Resources
    • Client Access Videos
    • Behavioral Finance
      • Behavioral Finance
      • Familiarity
      • Loss Aversion
      • Overconfidence
      • Mental Accounting
    • Book Page
    • Worthwhile
  • Contact Us
  • Client Access
    • Client Access
      • Forgot your password?
      • Enroll
      • Need Help?
      • Contact Us / FAQ
      • Privacy / Security
      • Client Resources
    • Fiduciary Briefcase
  • CFSIAS
    97 Lackawanna Ave., Suite 101 Totowa, NJ 07512-2332 T: 973.826.8800 F: 973.256.8688
    Map and Directions Map and Directions
CFS common sense logoCFS common sense logo
Reset All Filters
Filter
  • Category
    • Business Ownership
    • Economy & Policy
    • Estate & Giving
    • Family & Lifestyle
    • Financial Planning
    • Markets & Investing
    • Retirement & Longevity
    • Tax Planning
    • Technology & Innovation
  • Topic
    • Economy
    • Institutional Consulting
  • Media
    • Article
    • Audio
    • Calculator
    • Checklist
    • Commentary
    • Document
    • Infographic
    • Newsletter
    • Video
    • Webinar
The shareholders’ cut
What dividends communicate to the most important people in the conversation.
Markets & Investing
Don’t forget to pack your health insurance
Stay protected abroad, and save thousands, with travel medical insurance.
Family & Lifestyle
Read
Read
What the ‘One Big Beautiful Bill Act’ means for your business
The 2025 legislation has implications for businesses of all sizes.
Business Ownership
Time for a technology upgrade?
How to determine if your business needs new tech.
Business Ownership
Is organic worth the cost?

When buying produce, consider the ‘clean fifteen’ versus the ‘dirty dozen’.

Family & Lifestyle
Read
Rule 10b5-1 Plans: A portfolio diversification tool
Strategically sell company stock and achieve your personal wealth goals.
Markets & Investing
Read
Giving with purpose – and planning
How bunching your charitable donations can maximize tax savings.
Estate & Giving
Read
Milestone moment? Time to review your estate plan

From moving to marriage, these major life events warrant a check-in.

Estate & Giving
2025 Business Owner Report: How business owners are planning their futures
Business ownership creates distinct opportunities and challenges for personal wealth. In a recent survey, Raymond James asked business owners how they are managing them.
Business Ownership
Tax-saving moves to consider before year end
Proactive investors can benefit from making strategic adjustments that can reduce next year’s tax bill.
Tax Planning
The impact of donating appreciated stock
Giving appreciated stock can be a gift for both you and your favorite charity.
Estate & Giving

Add common financial sense to your life

CFS common sense logoCFS common sense logo

complimentary portfolio review

  • 97 Lackawanna Ave., Suite 101 Totowa, NJ 07512-2332
  • T 973.826.8800
  • F 973.256.8688
  • Map & Directions
  • Map & Directions
twitterfacebooklinkedinyoutubeenvelope

Form CRS | CFS Mobile Application Privacy Policy

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial Planner™,  CFP Logo Flame Design and  CFP Logo Plaque Design in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.

CFS Investment Advisory Services LLC is a Registered Investment Advisor ("RIA"), located in the State of New Jersey. CFS is registered with the SEC. CFS Investment Advisory Services provides investment advisory and related services for clients nationally. CFS Investment Advisory Services will maintain all applicable registration and licenses as required by the various states in which CFS Investment Advisory Services conducts business, as applicable. CFS Investment Advisory Services renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion.